![]() ![]() You’ll also need to create a PIN, which you’ll use to remove the freeze when you’re ready. To freeze your credit with Experian, simply go to the Experian website and input your name, address, Social Security number, date of birth and email address. The tips below are specific to Experian’s credit freezing process. It’s important to know that you have to file a credit freeze request with the three major credit bureaus, which are Experian, Equifax, and TransUnion. Placing a hold as soon as you know you’ve been exposed will help you avoid having your money stolen or your credit destroyed. When that happens, you don’t know if the fraudster simply got a hold of your card information or whether they have the data to take out loans or credit lines under your name. You may also want to place a credit freeze if you’ve noticed fraudulent charges or withdrawals on your existing accounts. PII refers to details such as your name, address, birth date, Social Security number and driver’s license number. See related: What you need to know about common identity theft techniques When should you freeze your credit?Īny time your personally identifiable information (PII) is stolen or exposed through a data breach, you should consider freezing your credit. Even if an identity thief has your personal information, they won’t get far in opening a new account if your credit data is blocked. A credit freeze prevents lenders from pulling your credit score or history to open a new loan or credit card. There is a way you can fight back, however, and that is by freezing your credit. But your score can be jeopardized if your personal data gets hacked or someone fraudulently opens accounts in your name. Learn more about us and our editorial process.One of the best things you can do for your finances is protect your credit.Ī good credit score and history are essential to getting loans and credit cards, not to mention qualifying for low interest rates. So you can make the most informed purchasing decisions. We provide trusted, clear, and actionable answers to your most pressing technology questions vettedīy certified experts, as well as trustworthy product recommendations Lifewire, a Dotdash Meredith brand, is a Top 10 technology information website,Īs rated by Comscore, a leading internet measurement company. EC-Council Certified Computer Hacking Forensics Investigator.Ryan hold various IT certifications including: Graduated from Western Governors University with a Master of Science with a concentration in Cybersecurity and Information Assurance in April 2019 and a Master of Business Administration with a concentration in Information Technology Management in June 2016. I have a variety of other devices for testing, including a MacBook Air, iPad Air 2, iPhones 8, XR, XS, 11, Apple Watch 5, Amazon Echo, Fire TV, Samsung smart TVs, Vizio smart TVs, and a variety of smart home technologies. I use a Samsung Galaxy Note 10 +, Galaxy Watch, and Galaxy Buds for when I’m on the go. My daily device is a Dell XPS 13, running Windows 10 and connected up to a 32-inch Samsung curved display. ![]() Currently, Ryan is a Systems Engineer in the public sector supporting enterprise IT infrastructure hardware, software, and cloud systems. Since that time, Ryan has held various IT positions in Customer Support, IT Procurement, Infrastructure and Server support, and IT Management. Ryan Perian began his professional career as an Avionics Technician for the US Air Force. After serving honorably for four years, he entered the Information Technology career field in 2007. Has held various IT positions in Customer Support, IT Procurement, Infrastructure and Server support, and IT Management. Over 12 years' enterprise Information Technology experience in various IT technologies and systems.Ĭertified from several Industry recognized certification authorities spanning an array of IT concentrations, including: Microsoft, Cybersecurity & Information Assurance and MBA, Information Technology Management. ![]()
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